Expert Advice Since 1993
For years now, many people have benefitted from our services. Get in touch on (02) 9568 5555 to discuss your Financial Planning needs today.
The greatest impact of poor health is on the people closest to us. Our advice is to be financially prepared for unforeseen problems.
Term Life cover pays a lump sum on the death of the person insured or when a terminal illness is diagnosed. It is one of the easiest products to understand and it is usually the first one people consider.
Term Life cover may:
- allow your family to repay debts, including a mortgage, personal loans, guarantees, credit cards or store cards
- provide an adequate income for your dependants to pay living expenses, school fees, childcare and regular bills
- protect your business if a key person or principal dies
- provide a cash deposit to your estate, which may prevent other assets from being sold
- This kind of insurance policy is inexpensive. If you are self-employed the premiums can be tax deductible and set up inside or outside a superannuation plan.